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Software Application is not a mere piece of coding…There is business behind it

My article on the Bank of Maharashtra(BOM)  UPI fraud where in I had expressed an opinion that NPCI and RBI also have  some responsibility elicited some off the record remarks  from NPCI and one of the senior technical members of … Continue reading

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Notice through WhatsApp… Mr Khemka’s order

This is in continuation of the previous article “Is a WhatsApp Notice valid in law?… A Case for Cyber Notice service“. The copy of the order of Mr Khemka is now available and reproduced here. Some key observations in the order are … Continue reading

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Innovation is good. Disruptive Innovation is better. Futuristic Innovation is Best…

Today, people swear by the term “Innovation”. Whether it is the Budget Speech or a Chairman’s speech in AGM, the buzz word is “Innovation”. However people who actually innovate often wonder why some thoughts get the tag of innovation and some … Continue reading

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Redefining the scope of ITA 2008.. in the amendments..

This is the continuation of the discussions on the proposed amendments to ITA 2008 being considered by the T K Vishwanathan Committee.. Naavi The proposed amendments to ITA 2000/8 which may come out in the form of Information Technology Amendment … Continue reading

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Life after Demonetization

After the demonetization of Rs 500 and Rs 1000 currency on November 8, 2016, we have all been discussing cashless and less cash digital payment systems. Presently there are several options beyond the Cheques, NEFT, RTGS ,IMPS as well as … Continue reading

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RBI amendment means…Digi Real Notes Can now be issued by Corporates:

I refer to the article “Here is how the Currency Shortage can vanish in a jiffy with “Digi-Real Currency” in which a solution to meet the current crisis of shortage of currency notes was discussed. One of the amendments that RBI … Continue reading

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